Disability Income Insurance  

If you were to become disabled due to an illness or injury, how would your cash flow be affected? Would you have enough income to meet monthly expenses? This calculator can help you estimate your need for income protection in the event you become disabled.

     

What are your current monthly expenses?

$

How much additional monthly expenses might you have if you were disabled?
(E.g., COBRA premiums, nursing care, etc.)

$

What is your estimated monthly income during an extended disability?

$

What monthly funds are available from other/retirement assets?

$
 
   
   
Navigator Financial Services
8 Lake St. • Webster, MA • 01570
Phone: 508-949-8500 • Fax: 508-949-8507
• ckaliszewski@tfamail.com

 

Carl Kaliszewski is an Investment Advisor Representative with and securities and investment advisory services offered through Transamerica Financial Advisors, Inc. (TFA) Member FINRA, SIPC & a Registered Investment Advisor.  Non-security products and services are not offered through TFA.  Navigator Financial Services is not affiliated with TFA. 

 

Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered.

A broker/dealer, investment advisor, BD agent or IA rep may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the states broker/dealer, investment advisor, or BD agent or IA rep requirements, as the case may be; and follow-up, individualized responses to consumers in a particular state by broker/dealer, investment advisor, BD agent or IA rep that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the states broker/dealer, investment advisor, BD agent or IA rep requirements, or pursuant to an applicable state exemption or exclusion.

Carl Kaliszewski is currently licensed to sell securities in the following states: CA, CT, FL, MA, ME, NM, RI & VT.

 

 

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